Discover the perfect blend of comfort and convenience in desirable Ortega! Located just minutes from shopping, dining, NAS Jax, local parks & local highways, you'll enjoy easy access to downtown Jacksonville and more! As you arrive, you'll be welcomed by an expansive front porch, perfect for sipping morning coffee or relaxing in the evening. Step inside to the inviting main living room, featuring a cozy wood-burning fireplace, elegant built-ins, and stunning new porcelain wood-like tile installed in 2022 that flows throughout the main living spaces. To the right, the dining room showcases beautiful built-ins, ideal for hosting family dinners. Adjacent is the chef's kitchen, boasting marble countertops, white cabinetry with updated hardware, and stainless steel appliances—a true culinary delight! The sunroom, accessible from the kitchen and family room, offers serene views of the backyard and the sparkling in-ground pool, making it a perfect spot for relaxation or entertaining guests. The main home features 1439 sq ft and three spacious bedrooms and two recently remodeled bathrooms. The bedrooms are all adorned with warm wood flooring for a cohesive look. Step outside to your fully fenced pool area, where you'll find a heated inground pool, and greenhouseperfect for garden enthusiasts! A one-car garage and a carport provide ample covered parking. Don't miss the fabulous guest house that is 490 sq ft, complete with tile flooring throughout. The guest house features a living space, dining room, full kitchen, a bedroom, a full bathroom, and a laundry room. This versatile space is perfect for guests, multi-generational living, or can serve as an excellent income-producing opportunity! Additional highlights include a new roof (2022), new HVAC (2020), a whole house generator (2022), a new hot water heater (2022), and a new pool heater (2023), along with an electric car charger installed in 2022 just to name a few. This home is a rare findschedule your tour today and make this oasis your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,919 | $3,766 |
Total Monthly Payment | $3,278 | $3,275 | $4,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.