Welcome to this charming 3 bedroom, 1 1/2 bath colonial style home. As you walk up to the home you will notice the covered front porch which would make a great place to sit and enjoy your morning cup of coffee! The first floor consists of a living room, large dining room and an exceptionally updated kitchen & half bath. The kitchen has plenty of work space, storage space, and stainless steel appliances. Notice the huge sink, the beautiful quartz countertops and the large island with seating for 3 to 4. From the kitchen french doors lead to a large deck. On the 2nd level there is a small area at the top of the stairs where a desk can be added to make it a small workspace or it could be a cozy reading nook. Three bedrooms and the full bathroom complete the upstairs. The 3rd bedroom is currently being used as the laundry room but the laundry can go in the basement and a closet added back in to make this a fully functional 3rd bedroom. The full bathroom has plenty of storage and a builtin vanity area. The walkup attic is located through the primary bedroom closet and provides plenty of storage space. Outside you will find the deck and a large, level yard with a shed and firepit area, it is also completely fenced in for privacy.
Type | Description | Level |
---|---|---|
Bedroom 1 | Book Shelves,Ceiling Fan,Vinyl Floor | Upper |
Bedroom 2 | Laundry Hookup,Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $443 | $443 | $443 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,576 | $1,595 | $2,023 |
Total Monthly Payment | $2,094 | $2,113 | $2,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.