2680 Palm Dr is just missing you this holiday season!!! Welcome to this cozy 3-bedroom, 1-bathroom home located on a spacious corner lot. This inviting space is perfect for those looking for a low-maintenance lifestyle. The bright living area welcomes you with natural light and creates a warm atmosphere. Each bedroom offers ample space, making it ideal for family living or a home office. The well-equipped kitchen is functional and opens to the dining area. It also leads to the 1- car garage that has a window unit for cooling or leading to the fully fenced backyard. Outside, the corner lot provides a large yard with plenty of room for outdoor activities and is steps away from Lake Beresford. Conveniently located near local amenities like schools, shopping, hospital/ medical, food and fun. This home combines comfort and convenience. Don't miss your chance to make it yours! UPDATES: AC, Water Heater, Windows, Electrical Panel, & Metal Roof were all fully replaced in 2014. Septic located in front yard and pumped 2023. Only $40 each month for current water bill with the private water dept, Lake Beresford Water. USDA eligible. **All info believed correct, but to be verified by buyer**
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Our Executive Mortgage Banker:
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$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,921 |
Total Monthly Payment | $1,640 | $1,639 | $2,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.