5400 Emerald Bay LANE, Lady Lake, FL, 32159 | $499,000

Owner Motivated, !! One or more photo(s) has been virtually staged. IF YOU DESIRE. . . . . Graceful living among beautiful surroundings you must see this three-bedroom, three-bath home with a FAIRWAY VIEW in the Golf and Country Club community of Harbor Hills. Located on the shores of Lake Griffin, Harbor Hills is a generational community. If you love to golf you will find a par 72 championship golf course and if you love activities, you will find a beautiful 35, 000 square foot Georgian style clubhouse. There is tennis, a junior Olympic sized pool, aerobics, yoga, pickleball, racquetball, clubs and many activities to choose from. Are you a boater? There is a private marina and with a short boat ride you will be on the Chain of Lakes for great fishing and relaxation. This home is spacious with 10-foot tray ceilings, picture windows and a wonderful floor plan. When you enter the home the formal dining room and formal living area awaits, you will find a wet bar and wine cooler. There is a private office to the left which is perfect for the person who works from home, or it can have multiple uses. On the left side of the home, you find the primary bedroom where there is room for your King-sized furniture. His and her large walk-in closets will be a welcomed surprise with ample room for your wardrobe and storage. For your enjoyment and convenience there is a glass and tiled shower in the main bathroom with his and her vanities and lots of cabinets for storage. On the right side of the home, you find the two guest bedrooms with their own ensuite bathrooms. The split floor plan is perfect for families or guests as it allows privacy and space. Upon entering the kitchen, you will be impressed with the abundance of 42" wood cabinets, Corian counters and a large walk-in pantry. Experience not only the joy of cooking in this fully equipped kitchen but it is the perfect spot to entertain with the large adjoining family room. It is conveniently located off the large enclosed and screened lanai. You will spend endless hours enjoying this outdoor space for reading, entertaining and relaxing after a long day and with no rear neighbors it will be your private retreat. The indoor laundry room has a sink, cabinets and additional space for storage. From the laundry room you enter the three-car side garage that boasts an abundance of space for your parking and storage needs. Located 15 minutes from The Villages you can enjoy shopping, restaurants and entertainment as you wish. This is a great location and a beautiful home. Call today for your own private tour.

Features

  • Amenities: Security
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 85 x 64
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2007
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,958
  • Acreage: 0.32
  • Lot Size: 85 x 64
  • Est. Taxes: $6,311
  • HOA Fee: $505 Quarterly
  • Lot Desc: In County, Landscaped, Level, Oversized Lot
  • Elem. School: Villages Elem of Lady Lake
  • Middle School: Carver Middle
  • High School: Leesburg High
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: G5087396
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/G5087396/5400emeraldbaylane_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 11:32:07 PM)
Listing courtesy of ERA GRIZZARD REAL ESTATE   Phone: 352-735-4433

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5400 Emerald Bay LANE, Lady Lake, FL, 32159

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $526 $526 $526
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,723 $2,653 $3,423
Total Monthly Payment $3,324 $3,254 $4,024

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.