One or more photo(s) has been virtually staged. Available for immediate move-in upon approval! This is an immaculate 2 bedroom/2 bathroom Alydar model located in the quiet and beautifully maintained 55+ Community of Del Webb Spruce Creek Golf and Country Club! Newer Roof and HVAC. As you enter the home, it features a spacious fully furnished living room with oversized sliding doors that lead to the screened-in lanai just waiting for you to relax in. The lanai is facing a gorgeous magnolia tree in the backyard to enjoy your morning coffee. The home is bright, airy, clean and open. Kitchen comes ready for its new occupants with a tons of cabinet space and a closet pantry fit for a chef! All kitchen appliances convey with the home. There is no shortage of natural light with the abundance of large windows throughout this beautiful home. A separate utility room contains the Washer and Dryer and leads into the attached garage. Washer and Dryer are to stay with the home. The guest bedroom features a shiplap wall for extra style and uniqueness as well as its own smaller walk-in closet and sits right next to the full guest bathroom. The master bedroom features decorative trim behind the king sized bed and gives it an up-scale feel (gold bedding in master bedding do not stay). Grab a golf cart and roam the golf cart paths in the evenings after its cooled down. Attached to the master bedroom boasts an incredible master en-suite bathroom complete with a full shower, dual sinks and a HUGE walk-in closet!!! The home sits along a walking/golf cart path and is very close to the golf course! Residents of Spruce Creek receive discounted rates to golf! Spruce Creek is the perfect place to live and features so many amenities included a 24-7 manned guarded community gate, use of community fitness center, all 3 pools/hot tubs, bocci ball courts, horseshoe and volleyball/tennis/pickleball courts. Spruce Creek even has softball fields with teams that play regularly! There is never a shortage of activities and clubs all year long! Spruce Creek is conveniently located to shopping, hospitals and sits right outside The Villages! No Smoking, Pets are negotiable. First/Last/Sec Deposit/App Fee required.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,520 | $1,520 | $1,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $10 | $10 | $13 |
Total Monthly Payment | $85 | $85 | $88 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.