Under Construction. Move in Ready! Call for current builder incentives. This is new construction home you've been looking for is at Hilltop Point in Dade City, Florida! With easy access to I-75 and SR 52 and within a short drive to historic downtown Dade City's restaurants and shopping , Hilltop Point offers a cabana covered lanai, pool, and playground. This 2024 TBBA award winning floor plan features an open-concept home design with the upgraded finishes you've been looking for. The kitchen offers plenty of counter space including the quartz center island for additional seating, free standing range with an exterior vented stainless steel range hood, built in microwave. There is a lot of storage in this home, starting with the walk in kitchen pantry, pocket office space and closets. That's not all! The guest bedrooms are nice size and don't forget the other features include 8' tall interior doors, prewires for ceiling fans in all bedrooms, Smart Home technology, and energy star certified. You will be amazed by the 14'ft Vaulted ceilings and the amount of natural light that beams in from the windows and sliders.
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Our Executive Mortgage Banker:
Our Insurance Division:
$387,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,320 | $310,320 | $310,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,065 | $2,062 | $2,661 |
Total Monthly Payment | $2,465 | $2,462 | $3,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.