Hear the Waves, Live the Dream! Step into this charming 3 bedroom, 2 bathroom bungalow and experience beach side living. Located just 2 blocks from Atlantic Ocean and 3 blocks from Flagler Ave, this home is a rare opportunity to own a piece of history in one of New Smyrna’s sought-after neighborhoods. Own an original old-fashioned beach home! Offering the perfect blend of timeless character and modern convenience. Property Highlights: • Prime Location: Walk to the ocean! Walk out your door, 3 minutes later, your toes could be in the sand! Enjoy the sunrise and sunset while soaking in the beach life. Start and end each day walking in the surf!• Outdoor Living: Picture yourself dining al fresco in the large backyard as you unwind and listen to the ocean. This home offers a tranquil escape from the hustle and bustle. • Step Saver Kitchen: Located at the heart of the home, perfect for family gatherings and entertaining. • Versatile Space: Use the cozy study or third bedroom as a relaxing retreat or guest space. • Large Backyard: Private rear yard with large shade trees, lots of room for gardening, pets and outdoor activities. Your very own oasis! The rear yard also has a large storage building for yard tools and a high end above ground spa! Plenty of room for a garden, , just a nice private space!• Recent Upgrades: Fresh ceramic tile flooring throughout, fresh exterior paint (2024), interior paint (2023), new shingles (2023), and a new hot water heater. Schedule your private showing today and start living the beach life you’ve always dreamed of.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,116 |
Total Monthly Payment | $3,446 | $3,443 | $4,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.