One or more photo(s) has been virtually staged. ATTENTION: Florida residents (and others) wanting to move from the coast and the threat of severe hurricane damage check out this like new home in Lake James, a premier 55 plus gated community conveniently located near shopping, medical facilities and Interstate 4. This 2 bedroom 2 bath plus office Miriam model (former model home!) is like new and features many upgrades including scraped engineered hardwood floors throughout, plantation shutters, all kitchen appliances (slate stainless), quartz counters, Wellborn wood cabinets with self close drawers, energy efficient low e windows, 8 foot 6 panel doors, crown molding throughout, French doors to office, step ceiling in foyer, decorator light fixtures and 6 remote controlled fans, epoxy coated garage floor, paver driveway and walkway and the list goes on!!! The popular Miriam model features an open floor plan with volume ceilings, split bedroom plan, office/study, screened lanai and inside laundry room with utility sink and storage closet. Roof, CHA, water heater and appliances are about 5 years old - house was completed at the end of 2019. The exterior was repainted in Sept 2024 with a more up to date color palate. Lake James offers so much with its clubhouse that includes a fitness room, meeting/card/game room and library, a community heated pool that has just been resurfaced and retiled, walking trails, sidewalks, 8 acre lake, bocce ball court and security gate. Pride of ownership is evident everywhere you look! The semi annual fee covers recreation, roads, Spectrum basic cable and internet, lawn maintenance (mowing, edging and spraying) and reserves with no CDD fee!! Don't miss out - make this like new home your own!! And for Disney fans this property is about a 45 minute drive!!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,720 | $364,720 | $364,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,426 | $2,424 | $3,127 |
Total Monthly Payment | $2,657 | $2,655 | $3,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.