***ROYAL HARBOR ACTIVE ADULT COMMUNITY***LOCATED IN TAVARES, FL THE "SEAPLANE CITY"***This 3 Bedroom/2 Bathroom updated home is completely move in ready with the following outstanding improvements(Check out before pics of kitchen & baths); ROOF 2022, AC 2021, WATER HEATER 2022, FRESHLY PAINTED INTERIOR AND EXTERIOR(SOME PICTURES TAKEN BEFORE EXTERIOR PAINT WAS COMPLETED, UPDATED KITCHEN CABINETS W/HIGH END GRANITE COUNTERTOPS & ALL APPLIANCES 2023, INCLUDING WASHER & DRYER, PRIMARY BATHROOM HAS UPDATED SHOWER, GLASS ENCLOSURE, CUSTOM VANITY, SECOND BATHROOM HAS CUSTOM VANITY, ALL NEW CEILING FANS, ALL NEW LIGHT FIXTURES AND DOOR HARDWARE, NEW LOCKS ON FRONT & GARAGE DOORS, NEW CARPETS IN BEDROOMS, NEW LANDSCAPING & BOTH SLIDERS REPLACED WITH HEAVY DUTY DOORS!! Opening from kitchen into family room was also structurally expanded for a more open feel. The home is also located with no rear neighbors and looking out to a serene open dry retention area. Royal Harbor is a great community for the outdoor enthusiasts to enjoy tennis, pickleball, bocce and shuffleboard courts or fish from the private dock. Set amid rolling hills, Royal Harbor’s biking and walking paths are surrounded by beautiful landscaping and an abundance of wildlife. The signature lighthouse, located atop the highest point of elevation in the area, offers breathtaking panoramic vistas and is a frequent venue for gatherings. Other amenities include a screened lakeview pavilion and a private RV/boat parking lot. For the boating enthusiats, Hickory Point Recreation Park is right across the street with several boat launches. The surrounding area has so much to offer from the quaint downtown of Tavares to historic Mt Dora! This is a very rare opportunity to own a home in a great community that has been beautifully updated and upgraded!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$337,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $270,320 | $270,320 | $270,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,798 | $1,797 | $2,318 |
Total Monthly Payment | $2,116 | $2,115 | $2,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.