PRIME PERRY STREET WITH ASSUMABLE MORTGAGE AND LOW MAINTENANCE
Existing mortgage of $818K (approx. ) assumable at 2. 625% through 2029. The lender "will allow, under certain conditions, this person to assume the loan on the original terms".
Nestled on the second floor of a charming building, this beautifully renovated one-bedroom, one-bath home (easily converted back to a two bedroom layout) at 79 Perry Street offers a perfect blend of modern luxury and classic New York character. Completely updated in 2019, the residence boasts brand new, landmark-approved south-facing windows that flood the space with warm, natural light throughout the day.
The interior features solid 6-inch wide walnut hardwood floors that add a touch of elegance, complemented by custom floor-to-ceiling cabinetry from Plain & Fancy. The top-of-the-line Thermador appliances including a 36-inch gas range with an electric oven and built-in grill, a wall speed oven, and built-in refrigerator-make this kitchen a dream for chefs. There is also a ceiling-flush hood vent, built-in wine rack, and Castrads radiators. The second bedroom has been reconfigured to create a spacious dressing room with floor-to-ceiling storage.
The building itself, a pet-friendly co-op with just 11 units, exudes a welcoming atmosphere. With low monthly maintenance fees, residents enjoy the convenience of a free laundry room. Subletting is not permitted, but co-purchasing is considered on a case-by-case basis.
Living in a triple-A location in the West Village means immersing yourself in one of Manhattan's most vibrant neighborhoods. Known for its picturesque streets lined with historic brownstones, the area is a haven for foodies and shoppers alike, offering an array of renowned restaurants, boutique shops, and artisanal cafes. With convenient access to several transportation options, exploring the rest of the city is effortless. Experience the charm of this quintessential neighborhood and make it your home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,200,000 | $1,200,000 | $1,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.125% | 6.000% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.951% | 6.108% | 5.805% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,534 | $7,195 | $9,885 |
Total Monthly Payment | $6,659 | $7,320 | $10,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.