This bright and spacious studio apartment offers a kitchen with granite countertops, sleek white shaker cabinets, and stainless steel appliances. The open living area provides plenty of room for a couch, chairs, end tables, and a dining space. The designated sleeping area feels almost like a separate room, complete with a full closet. All units in the building are Energy Star certified, with electric-powered heating and air conditioning, helping to keep your electric bills low! The landlord covers sewer, water, trash, snow removal, groundskeeping, and exterior maintenance. The tenant is responsible for electricity, liability insurance, and cable/internet (pre-wired for Optimum and Frontier). One parking spot is included, with additional spots available for $25/month each. Ideally located within walking distance of restaurants, shopping, and public transportation, this apartment is also just a short drive from the Fairfield Metro train station
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Full Bath | Granite Counters,Tub w/Shower | Main |
Kitchen | Granite Counters,Dining Area | Main |
Living Room | Dining Area | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,600 | $1,600 | $1,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $10 | $10 | $13 |
Total Monthly Payment | $85 | $85 | $88 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.