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11 Morningside Lane, Portsmouth, RI, 02871 | $895,000
Completely custom rebuilt cottage just steps from the Sakonnet River. Consisting of three bedrooms, and two full baths. Imbued with the timeless charm of a cottage of yesteryear, the home offers all the modern conveniences of today including custom bespoke kitchen,
with open plan layout featuring wide plank oak floors and vaulted ceilings.
Enter into a bright and sun filled Kitchen dining area where one can enjoy commanding views of the Sakonnet river. Enjoy the spacious bright and airy living room with large sliding glass doors leading to a serene deck which is ideal for lounging and enjoying the coastal lifestyle. The first level also consists of a bedroom with a large closet and hallway bringing you to a custom finished and tiled bathroom.
The 2nd level consists of two bedrooms and one full bath, laundry room plus living room with Radiant heat throughout. Both living room and one bedroom enjoy water views through sliding glass doors. The property also features a new three bedroom septic. The large lot includes a one-car garage along with ample parking at front of the house.
This cottage is truly a rare gem, and is located just minutes from Island Park Beach with a lively restaurant and music scene.
Grab your Kayak and paddleboard and come and delight in the coastal New England lifestyle.
This home is actively under construction and has a finished target date of October 20, 2024.
Features
- Amenities: Highway Access,Near Schools,Restaurant
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Style: Bungalow,Cabin
- Year Built: 1950
- Garage: 1-car Detached,Garage
- Heating: Forced Air,Propane
- Cooling: Central Air
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 1,440
- Acreage: 0.14
- Est. Taxes: $5,802
- View: Saltwater,Water
- Appliances: Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator
- MLS#: 1369132
- Website: https://www.raveis.com
/eprop/1369132/11morningsidelane_portsmouth_ri?source=qrflyer
Copyright © 2024 State-Wide MLS, Inc. All rights reserved.
William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11 Morningside Lane, Portsmouth, RI, 02871
$895,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $716,000 | $716,000 | $716,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
| Monthly Tax Payment | $484 | $484 | $484 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,844 | $4,235 | $5,898 |
| Total Monthly Payment | $4,420 | $4,811 | $6,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB