In an Upstate hamlet listed on the National Register of Historic Places, the Vollmuth-Langlois House brings to the Columbia County market an expansive residence with impeccable upkeep and historicpreservation, featuring 3 bedrooms, 4 bathrooms, 5 wood burning fireplaces and a wood paneled office space. The home is situated on an acre and a half lot sloping gently downwards to the banks of the famed Valatie Kill and includes a two-car attached garage. Boasting vertical grain, western cedar clapboard siding with rosette flooring nails and a cedar shake and copper roof, this residencehas been painstakingly restored and expanded to stay true to its original 1820 Federal farmhouse standards of building design and excellence. This 3200 square foot home features a beautiful eastern facing dine-in kitchen with handcrafted cabinetry and wrap around windows, for a garden view from every vantage point. Many interior rooms retain the beauty of exposed beams, dentil cornices, cast iron key-latch original doors and 9over 9 and 9 over 6 sash windows. The entire home is graced with period perfect wide plank hardwood or hand-laid red brick floors and the formal entrance staircase handrail is a work of art. North Chatham NY is a close-knit community nestled in a collection of charming 19th century residences of architectural significance surrounded entirely by equestrian estates and pastoral farmland. Once a trolley stop on the Albany-Hudson line developed in 1795 and conveniently situated between the villages of Kinderhook and Chatham NY and 2. 5 hours from NYC, this offering embodies the essential Upstate farm to table lifestyle with fabulous restaurants, shops and cultural attractions nearby.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,145 |
Total Monthly Payment | $4,084 | $4,080 | $5,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.