Check out this updated Westminster charmer! Brick home is all on one level and features include 2 bedrooms, 1 full bath, galley style kitchen, laundry room and another room that is currently being used as a bedroom. The hardwood floors have been recently refinished, the living room includes a fireplace, the kitchen appliances convey with the home and there is a large back deck for all your entertaining needs. Back yard is fully fenced and the home sits on over 1 acre of land. The HVAC and metal roof were both installed in late 2023. While you are right inside the city limits of Westminster, the power company is Blue Ridge, gas is provided through Fort Hill and the water supply is public. The city of Westminster provides trash collection for one less chore to worry about. The front yard is level and has extra sparking spaces for all your vehicle needs. Westminster SC is an old town with a vibrant new energy that is reflected in new business off the main street. And the town also hosts events such as the SC Apple Festival and Mayberry days.
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Our Executive Mortgage Banker:
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$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,451 |
Total Monthly Payment | $1,260 | $1,259 | $1,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.