This spectacular home is located in UNION PARK on Watoga Loop, situated on a premium lot over looking the water. As you approach the front of the home you will appreciate how meticulously the sellers have taken care of the home, the curb appeal is second to non. When you walk into the front of the house you'll notice how much natural light there is. This Split floor plan allows for maximum privacy for the owners retreat which is in the back of the home, with large windows over looking the pond, a walk-in closet and an ensuite bathroom with soaking tub, walk-in shower and two vanities. Two secondary bedrooms are in the front and share a Jack & Jill bathroom, & both have good closet space. There is also a 1/2 guest bath in the hall. At the end of the hall you'll walk into the main part of the home which is a Great room concept. When you first walk in to the right is a Flex-room with glass French doors, the owners currently use this aa playroom, also makes for a great office space, formal dining room and so many other uses for this space. The kitchen features lots of upper and lower cabinets, gleaming granite counter tops, stainless steel appliances, wine rack and a huge 12 ft long center island with plenty of space for seating and beautiful views to the outside Lanai and water. There is dining area and the owners have a tv area, and a conversation seating area, the possibilities of the setting up the great room are endless. There are many large windows in the great room that all bring in a lot of natural light and the 12 ft sliders lead out to the lanai. When you step out thru the sliders, you will fall in love with extended screened in lanai which runs along the full back of the home, featuring spectacular unobstructed views of the pond & wildlife, as well as pavers and top tier (pet safe) turf space. Inside the home there is a large walk-in pantry and a large walk in laundry room and lets not forget the 3 car garage. There is a reverse osmosis system as well as a water softener. The home has an extended side yard which is fully fenced in as well as the backyard. Union Park is a beautiful community filled with walking trails, dog parks, club house, 2 pools, basketball courts and so much more. Everything you would want or need is just a short drive away, grocery stores, hospitals, schools, all kinds of shopping and so much more
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $770 | $770 | $770 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,038 | $3,038 | $3,951 |
Total Monthly Payment | $3,900 | $3,900 | $4,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.