This HIDDEN GEM could be YOURS!! Privately located in the desirable Victoria Court condos on the Watertown/Waterbury line, is this generous sized well cared for 2 bedroom townhouse. Pride in Ownership is apparent starting with the well manicured & mature plantings that hug the sidewalk as you walk towards the covered porch and main entrance. Upon entering, you are greeted with an inviting, open concept main living level that has a large living room w/hardwood flooring, wood burning FP, surround sound system & a new slider that opens to the extended wood deck. Adjacent to the living room is the dining area w/hardwood flooring. The dining area leads to the delightful kitchen with granite counters, stainless steel appls & an eat-in area. To complete the main living level is an updated half bath. The 2nd level features a generous sized primary bedroom w/double closets and a 2nd bedroom w/hardwood flooring & double closets. The updated hall bath has a newer granite double sink vanity, linen closet and has access to the primary bedroom. Continue to the finished 3rd level family room w/hardwood flooring that can be used as a home office. There is plenty of storage areas throughout including the walk-in large attic and a full basement. The private, extended wood deck is a great place to gather & overlooks the beautifully cared for grounds. In addition this condo offers gas heat, newer gas water heater (2020), central a/c, newer vinyl siding, new windows & 1 car gar.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Upper |
Dining Room | Hardwood Floor | 10.0 x 12.0 | Main |
Family Room | Ceiling Fan,Hardwood Floor | 13.0 x 15.0 | Upper |
Kitchen | Granite Counters,Tile Floor | 8.0 x 12.0 | Main |
Living Room | Fireplace,Hardwood Floor | 16.0 x 18.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 12.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,264 | $1,264 | $1,644 |
Total Monthly Payment | $1,740 | $1,740 | $2,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.