GREAT CONDITION AFTER HELENE AND MILTON. This MOVE IN READY home is ready for immediate occupancy. This charming 2-bedroom, 2-bathroom home offers approximately 1, 140 sqft of living space (as per builder). The welcoming covered front porch leads you into a spacious, open-concept great room, perfect for entertaining, with a designated dining area. The kitchen features ample cabinet and counter space, complete with a refrigerator, range, built-in microwave, and a central island breakfast bar with a double sink, and a closet pantry, all overlooking the great room and dining area. The master suite includes a private bath with a shower and a walk-in closet. The second bedroom has a double closet, and the guest bath offers a stand up shower. A convenient inside utility room with washer and dryer hook-ups adds functionality. Linen closet and rear access to the backyard complete the floor plan. No flood insurance or HOA fees required! Don't miss the shed in your FULLY FENCED backyard for yard items, storage, etc. Enjoy nearby shopping, dining, parks, beaches, and recreation, with easy access to public transportation.
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Our Executive Mortgage Banker:
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$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $8 | $8 | $8 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,058 |
Total Monthly Payment | $1,680 | $1,678 | $2,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.