1046 Yale STREET N, St. Petersburg, FL, 33713 | $466,000

Under contract-accepting backup offers. This Adorable1945 Home Located in North Kenwood (Close to Downtown) has 1216 Sf with 2 Bedrooms 2 Bathrooms and a Den/Office that could be used as a 3rd Bedroom. No Flood Insurance required !! This Home has Original Hardwood Floors and High Ceilings with Ceiling Fans in every Room , built in Book Shelves with a lot of Charming Features. Living Room is (16 X 13 ) . . . The Kitchen and Dining Rooms Combo is (19 X11) that has Lots of Natural Light, Double Sink, Ice Maker and Dishwasher !! Has a Covered Front Porch (16 X 6) to enjoy your Morning Coffee and a Small Deck (9 X 6) off of the Kitchen in the backyard with an Open Patio (15 x14) and New Partial Privacy Fence to enjoy having the Family over for a Cook Out !! There is a Utility Room in the building in the back yard with a Washer and Dryer and room for some storage !! Plus a Shed/Workshop with Electric. Also some Storage space in the Attic with pull down stairs !!! On Street Parking and Back Yard Space from the Alleyway available !! --------- The Garage Apartment is 480 SF with 1 bed 1 bath with parking in the alley. . Mother-in-law or extra income !! The kitchen has a deep sink with electric stove and Lazy Susan for plenty of storage plus tile floors. Fits a Small dining room table. Bathroom has a newer toilet, pedestal sink, and lighting with walk in shower. Laminate wood flooring in the living room and the bedroom. Window A/C unit in the bedroom. Small porch outside the front door. Alley access for parking and to have access to the apartment. Home is Located Close to Beautiful Downtown St. Pete, Dali Museum , St. Pete Pier , Tampa Bay Rays Tropicana Field , Warehouse Art District and the 35 Miles of Beautiful Beaches on the Gulf of Mexico !!!

Features

  • Rooms: 15
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 68 x 127
  • Laundry: Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup
  • Style: Bungalow
  • Year Built: 1945
  • Heating: Central, Electric, Wall Units / Window Unit
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,696
  • Acreage: 0.2
  • Lot Size: 68 x 127
  • Est. Taxes: $906
  • Lot Desc: City Lot, In County, Near Public Transit
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Ice Maker, Range, Refrigerator, Washer
  • MLS#: TB8305812
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8305812/1046yalestreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 11:32:07 PM)
Listing courtesy of DIRECT EXPRESS REALTY   Phone: 727-827-2884

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1046 Yale STREET N, St. Petersburg, FL, 33713

$466,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $372,800 $372,800 $372,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $76 $76 $76
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,543 $2,478 $3,196
Total Monthly Payment $2,694 $2,629 $3,347

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.