Under contract-accepting backup offers. This Adorable1945 Home Located in North Kenwood (Close to Downtown) has 1216 Sf with 2 Bedrooms 2 Bathrooms and a Den/Office that could be used as a 3rd Bedroom. No Flood Insurance required !! This Home has Original Hardwood Floors and High Ceilings with Ceiling Fans in every Room , built in Book Shelves with a lot of Charming Features. Living Room is (16 X 13 ) . . . The Kitchen and Dining Rooms Combo is (19 X11) that has Lots of Natural Light, Double Sink, Ice Maker and Dishwasher !! Has a Covered Front Porch (16 X 6) to enjoy your Morning Coffee and a Small Deck (9 X 6) off of the Kitchen in the backyard with an Open Patio (15 x14) and New Partial Privacy Fence to enjoy having the Family over for a Cook Out !! There is a Utility Room in the building in the back yard with a Washer and Dryer and room for some storage !! Plus a Shed/Workshop with Electric. Also some Storage space in the Attic with pull down stairs !!! On Street Parking and Back Yard Space from the Alleyway available !! --------- The Garage Apartment is 480 SF with 1 bed 1 bath with parking in the alley. . Mother-in-law or extra income !! The kitchen has a deep sink with electric stove and Lazy Susan for plenty of storage plus tile floors. Fits a Small dining room table. Bathroom has a newer toilet, pedestal sink, and lighting with walk in shower. Laminate wood flooring in the living room and the bedroom. Window A/C unit in the bedroom. Small porch outside the front door. Alley access for parking and to have access to the apartment. Home is Located Close to Beautiful Downtown St. Pete, Dali Museum , St. Pete Pier , Tampa Bay Rays Tropicana Field , Warehouse Art District and the 35 Miles of Beautiful Beaches on the Gulf of Mexico !!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,800 | $372,800 | $372,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,543 | $2,478 | $3,196 |
Total Monthly Payment | $2,694 | $2,629 | $3,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.