BRAND NEW ROOF INSTALLED IN MAY!! Discover the epitome of private living in this exclusive enclave nestled within a gated community boasting upscale residences, serene conservation areas, and the breathtaking expanse of Lake Thomas. Nestled on a stunning private conservation homesite, this residence harmonizes seamlessly with its natural surroundings, offering a meticulously landscaped exterior adorned with upgraded lighting that enchants both day and night. The exterior charms with its stone accents, elegant columns, and a custom paver driveway and pathway leading to the contemporary double entry doors. Inside, sophistication meets functionality with two bonus rooms featuring ample natural light, perfect for hosting and entertaining guests in style. Enhanced with exquisite trim-work including crown molding, chair railing, and 5-1/4" baseboards. The heart of the home, the newly remodeled kitchen boasts light cabinets, subway glass tile backsplash, and quartz countertops illuminated by undermount lighting. Stainless steel appliances add a touch of modernity, while the adjacent Butler's Pantry and walk-in pantry for convenient storage solutions. This home also comes with a whole home water filtration system! Relax and unwind in the expansive great room adorned with a custom built-in entertainment system, ideal for both aesthetics and organization. Retreat to the large private screened lanai accessed through double French doors, overlooking the lush conservation area - a peaceful sanctuary where your only visitors are the beautiful Florida birds. Indulge in the spacious Master Suite featuring a tiered ceiling, upgraded carpeting, and a luxurious en-suite bathroom complete with dual sink vanity, soaking tub, and a recently upgraded walk-in shower with frameless glass door. Storage abounds throughout the home, including a coat closet, utility closet, pantry, and laundry room, with custom closet systems enhancing organization in all 13 closets. A second master bedroom on the first floor gives plenty of options for living arrangements. Beyond the home, experience the vibrant community spirit with festive and engaging holiday and community events. Conveniently located steps to Lake Thomas, residents can enjoy a scenic nature path down the boardwalk to recreational activities such as kayaking and canoeing on one of Florida's most scenic lakes. Situated in the heart of Land O Lakes, The Preserve at Lake Thomas offers proximity to a plethora of amenities including dining, shopping, medical facilities, and easy access to Tampa. Don't miss the opportunity to call this stunning residence home - schedule your viewing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,115 |
Total Monthly Payment | $3,852 | $3,849 | $4,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.