High and Dry- No flooding or damage from Helene! Ready for its new owner. Welcome to your dream waterfront property nestled in the heart of New Port Richey on a canal with deep water access. This spectacular waterfront oasis is a quick boat ride to the world renowned waters the Gulf Of Mexico provides! Boasting five bedrooms, three bathrooms, and an oversized two car garage with over 3, 500 heated sqft, this TURN KEY home has been completely updated top to bottom with everything imaginable. Upon entering the home you approach the main level with an expansive living room with tall ceilings finished in tongue and groove and wood beams with skylights for natural light throughout. This area opens up to the rear, where there is a large covered/screened outdoor porch to enjoy coffee, or have a nice outdoor dinner with family and friends. The kitchen is expansive and open. Recently remodeled with new appliances in 2020. The main level of the home has two bedrooms, laundry, and a full bath. The primary bedroom is on its own at the upper level of the home, providing spacious his/hers closets, and a freshly renovated bathroom just this summer. There is a lovely balcony off of the primary bedroom as well, to enjoy more indoor/outdoor living that Florida is known for. The bottom level of the home, is very spacious and open for more gathering/bonus living area that opens to a heated pool. The ground level floor has a nice covered area, very spacious and great for some relaxation from the sun while enjoying a pool day. The list of updates is endless and includes: roof replacement in 2016, all three HVACs replaced in 2022 with UV lights and new duct work, impact/hurricane rated windows doors and sliders in the fall of 2022, new main electrical panel and wiring with surge protectors on each breaker, new pool 2019, new 8X12 composite floating dock in 2022, new pool heater with new breaker box 2022, new pool timer in 2021, exterior paint in 2022, new travertine flooring 2020, new VLP flooring in 2021 on lower level and primary bedroom, main floor and bottom floor bathrooms completely redone painted, vanities, showers and valves 2020/2021, primary bathroom completely redone summer of 2024, interior paint in 2020/2021, New 150 SQFT TREX composite stationary dock with 10, 000 lb lift, sink, 2 electrical outlets and fish lights, seawall had erosion protection under seawall caps to prevent future erosion. Call to arrange your private preview today!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $891,200 | $891,200 | $891,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $1,105 | $1,105 | $1,105 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,706 | $5,780 | $7,825 |
Total Monthly Payment | $6,936 | $7,010 | $9,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.