As you step onto this charming property, you can immediately sense the warmth and love it has embraced over the years. This delightful home, cherished by its previous owner who raised her family here for over 60 years, invites you to experience a rich history of memories and joy. The spacious 3-bedroom, 1-bathroom ranch features a thoughtfully designed open floor plan, perfect for both intimate family gatherings and lively entertaining. The inviting dining room flows into a kitchen, complete with a convenient peninsula that offers additional prep space. The oversized family room is a cozy retreat, ideal for movie nights or casual get-togethers. Natural light pours in through the bay window in the living room, creating a bright and uplifting atmosphere-a perfect spot to unwind with a good book or enjoy a cup of coffee. Step outside to discover a generously sized, level backyard that holds endless possibilities-whether you envision a vibrant garden, a play area or an outdoor entertaining space, the potential is limitless. Conveniently located within walking distance to a variety of shops and restaurants, this home offers easy access to Route 5 and I-91, making commuting a breeze. This property is not just a house; it's a welcoming haven ready to create new memories for its next fortunate owner.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Dining Room | Ceiling Fan | Main |
Family Room | Ceiling Fan | Main |
Living Room | Bay/Bow Window | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,748 | $2,290 |
Total Monthly Payment | $2,335 | $2,309 | $2,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.