A Beautifully Nurtured Storybook Cape filled with happy memories and loved for generations awaits your heart. Its picturesque setting will also capture your heartstrings and make you feel you are home. Your happy feelings will follow you inside as you enter the welcoming and cozy sunroom then on to the updated eat-in kitchen to gather for good conversations. Right off the kitchen is the convenient laundry room. An elegant Dining Room awaits hungry appetites then on to the living room to relax in comfort. The master bedroom is on the first floor offering a sitting room/dressing area or office space and there’s 2 charming and spacious bedrooms on the second floor. Did I say this property is perfect in every way? You bet it is. Within six years the following is new. All new windows, interior and exterior painting, laundry room, appliances (refrigerator is 2 years old), deck, patio, landscaping, Reeds Ferry Shed and the winner is 2 mini-splits in the living room and master bedroom. The oversized garage is perfect as the rest of the house and is only 8 years old. The front porch is adorable and the 10x16 back deck is just lovely overlooking the breathtaking views of the 1. 34 acres that back up to the woods for privacy. This nice country neighborhood is a dream come true. There is nothing to do here but move in and be happy.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,920 | $235,920 | $235,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,568 | $1,990 |
Total Monthly Payment | $2,106 | $2,104 | $2,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.