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104 Main Street, Wardsboro, VT, 05355 | $285,000
Nestled on the charming "Main" street in Wardsboro, this stately Federal-style home offers over 2, 000+ square feet of timeless character with a modern twist. Featuring 4 spacious bedrooms and large bonus spaces perfect for creating additional bathrooms, walk-in closets, or home offices, this property boasts an adaptable floor plan to suit your needs. The classic center hall design and wide plank wood floors are complemented by modern updates, including a tastefully renovated kitchen and bathrooms. The attached barn, which serves as a garage, has an expansive second floor accessible from the finished second level of the home—ideal for conversion into additional living or recreation space. The lot, though modest in size, is impressively landscaped with mature perennials, diverse plantings, stone walls, and fencing, creating a private and serene outdoor space. Blending historic charm with modern updates, this classic Main Street Federal-style home offers both the character of its era inside and out and the conveniences of today. The local elementary school is just minutes away, and middle and high school are student/family choice. Enjoy the vibrant community, known for its renowned 4th of July parade and the unique Gilfeather Turnip Festival. With high-speed internet, a Tesla home battery, and recent renovations, this home offers the perfect balance of tradition and modernity, with ample size and character.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 1 full
- Style: Federal
- Year Built: 1860
- Garage: 2-car Garage
- Heating: Oil,Forced Air
- Cooling: None
- Basement: Full,Unfinished
- Approx Sq. Feet: 2,008
- Acreage: 0.2
- Est. Taxes: $4,306
- Lot Desc: Country Setting
- MLS#: 5015326
- Website: https://www.raveis.com
/prop/5015326/104mainstreet_wardsboro_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/21/2024Listing courtesy of Southern Vermont Realty Group Phone: 802-464-2585
Listing Agent: Jacki Murano
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
104 Main Street, Wardsboro, VT, 05355
$285,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $359 | $359 | $359 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,923 |
| Total Monthly Payment | $1,951 | $1,949 | $2,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484