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620 Birgham PLACE, Lake Mary, FL, 32746 | $360,000
NEW ROOF being installed this week. Three bedroom, two bathroom home with indoor laundry, and a two car garage located in a quiet neighborhood close to schools and shopping. . The home has vaulted ceilings with skylights giving it a bright airy feel with lots of natural light. Beautiful wood-look laminate flooring is throughout the house. The primary bathroom has a separate garden tub and shower with a river rock floor and a glass surround. The vanity has double sinks with lots of storage. The kitchen has solid wood cabinets and a stainless steel refrigerator that is only 2 years old. The kitchen floor is ceramic tile. Outside the double sliding door from the family room is a nice size concrete patio ready for your family barbecues. The back yard is fenced on three sides, and would be easy to complete the fence if needed. The double car garage has an electric door opener and a pull dow ladder to access the attic storage space over the garage. The air conditioner was replaced in 2012 and has had a recent fan motor and capacitater replaced. The roof is brand new. Installation is in progress and should be completed the first week of November. The house needs some TLC, but is livable and the new owner can make updates and repaint at their leisure.
Features
- Amenities: Park, Playground, Trail(s)
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Style: Florida
- Year Built: 1990
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,596
- Acreage: 0.11
- Est. Taxes: $3,885
- Lot Desc: In County, Level, Sidewalk
- Elem. School: Lake Mary Elementary
- Middle School: Greenwood Lakes Middle
- High School: Lake Mary High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: O6243565
- Days on Market: 43 days
- Website: https://www.raveis.com
/prop/O6243565/620birghamplace_lakemary_fl?source=qrflyer
Listing courtesy of LOKATION Phone: 954-545-5583
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
620 Birgham PLACE, Lake Mary, FL, 32746
$360,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $324 | $324 | $324 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $1,914 | $2,429 |
| Total Monthly Payment | $2,364 | $2,313 | $2,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388