Solid value in this attractive ranch home that allows for easy multi-generational living. 3 bedrooms - 3 baths, open concept living room - dining room and well laid out kitchen (the heartbeat of any home)! Additional family room, 2 bonus rooms and separate entrance/exit make this property so versatile! This home offers the easy flow and layout many buyers are seeking! A fully fenced rear yard, large carport and workshop for tools, your vehicles, and your toys. Not far from the water's edge, you can take a morning or evening stroll in the country-like setting or sit and watch the world go by from the sweet front porch. 6-year old roof, new mound leach field, fully tiled floors, mature landscaping, lots of parking, well maintained and an easy keeper make this a move-in ready home, possibly for you!
**Brick Fireplace in LR is not a working fireplace*
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $309,600 | $309,600 | $309,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,060 | $2,058 | $2,655 |
Total Monthly Payment | $2,210 | $2,208 | $2,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.