Incredible Opportunity! Assumable VA Loan at 2. 625 Interest Rate! Nestled in the sought-after River Rock subdivision of Boiling Springs District Two, this spacious two-story traditional home offers both elegance and practicality. Featuring 5 bedrooms and 3 full bathrooms, this residence is perfect for families of any size. As you step inside, you'll be welcomed by an open floor plan. The modern kitchen is a chef's delight, complete with granite countertops, stainless steel appliances, and a central island that?s perfect for gathering with loved ones. A bedroom and full bathroom on the main level provide comfort and convenience for guests or extended family. Upstairs, the luxurious master suite offers an en-suite bathroom and a spacious walk-in closet. Three additional bedrooms provide flexibility, with one easily convertible into a large flex space for a home office, playroom, or guest suite. And a second story laundry room with washer and dryer included! Outside, a large back patio opens to a mostly fenced-in yard. And for those hot summer days, the community pool is just a short walk away. Located minutes from major highways and key amenities, this home provides the ideal blend of privacy and convenience. With easy access to Spartanburg, BMW, and Greer, commuting is simple, while nearby shopping, restaurants. This home is conveniently located minutes from I-26, I-85 and Hwy 9.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,888 | $2,395 |
Total Monthly Payment | $2,165 | $2,164 | $2,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.