Welcome to your dream home in the Plantation Beach Association of Laconia! This charming 3-bedroom, 2-bath Colonial boasts elegant hardwood floors with radiant heat on the first floor, providing warmth and comfort throughout the living space. The modern kitchen features stunning granite countertops and stainless steel appliances, with open concept kitchen/dining. Enjoy year-round relaxation in the inviting 4-season heated porch, which offers views of the large private yard. Step outside to the oversized deck, ideal for entertaining or sitting by a nice fire at night. The property also includes a heated shed equipped with electricity, providing versatile space for hobbies or additional storage. As a member of the Plantation Beach Association, you’ll have access to a host of amenities, including volleyball, shuffle board, pickleball, and basketball courts, along with a playground, day dock, bathrooms, and a covered picnic pavillion. Located just a short drive from Gunstock Ski Area, this home is perfect for winter sports enthusiasts. Plus, enjoy summer concerts at the nearby Bank of New Hampshire Pavilion. This Colonial gem offers the perfect blend of comfort, community, and convenience—your ideal retreat in Laconia awaits! Showings begin Sunday 9/22
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,599 | $2,597 | $3,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.