This exquisite 1925 Spanish bungalow in the historic Wares Creek neighborhood has been meticulously restored to preserve its timeless charm while offering modern amenities. Featuring three bedrooms and two baths, the home boasts original hardwood floors and graceful arched entryways, showcasing its enduring character. In 2014, a natural gas-heated saltwater pool and spa were thoughtfully added, seamlessly blending contemporary luxury with the home’s historic appeal. Additionally, many of the windows have been replaced with hurricane-resistant upgrades, enhancing safety and peace of mind. The expansive, open kitchen is adorned with high-end stainless steel appliances, granite countertops, and ample space for meal preparation and gathering. The two baths have been elegantly remodeled, while significant updates to the electrical in 2010 and plumbing in 2011 ensure comfort and reliability. The custom-designed inside laundry features ceiling height cabinetry, a beverage refrigerator and ample storage. Outside, a tropical haven awaits, complete with two custom pergolas that provide an idyllic setting for alfresco dining and entertaining. The fully fenced backyard features lush landscaping, a generous lawn and alley access, offering privacy and convenience. This residence presents a harmonious blend of historic allure and modern functionality. Ideally just a short stroll from the picturesque Riverwalk and a mere 10-15-minute drive to some of the world’s most stunning beaches, this home is the epitome of refined living. Best of all, it is outside a flood zone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,743 | $3,646 | $4,742 |
Total Monthly Payment | $4,268 | $4,171 | $5,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.