Seller Motivated. Experience the epitome of modern living in this beautiful 3-bedroom, 2-bathroom block home with a flex room that could serve as an additional bedroom. The home boasts a brand-new roof installed in 2024, ensuring longevity and peace of mind. Step inside to find stunning wood tile flooring throughout, enhancing the elegance of every room. The kitchen is a chef’s dream, featuring granite countertops and state-of-the-art stainless steel appliances. Freshly paint to provide a clean and inviting atmosphere, while built-in surround sound ensures exceptional audio for all your entertainment needs. Outdoors, enjoy a spacious screened-in oversized pool perfect for gatherings or relaxation. The beautifully landscaped yard includes a firepit, making it ideal for cozy evenings. Custom wood blinds and all new light fixtures add a touch of sophistication, while the fully fenced yard and additional shed gives added convenience and privacy. Whether you’re hosting friends or enjoying a quiet night in, this house promises to be the perfect backdrop for any lifestyle. This home is located in the heart of St. Cloud, close to local shopping, dinning, and health care services. Walking distance to the community pool, baseball fields and much more. Don't miss out on this lovely home call today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,538 |
Total Monthly Payment | $2,141 | $2,139 | $2,710 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.