Cute and cozy Bunker Hill Cape, with possibility for expansion! The spacious living room has a bow window and hardwood floor. The kitchen has SS appliances- electric stove and a gas hook-up as well, laminate flooring, and a portable island & storage unit that will stay. The 2 large bedrooms have ceiling fans and hardwood floors. All drapes, blinds, shades & rods will stay. The full bath has been remodeled, and there are thermo replacement windows. The full walk-up attic can easily be finished for a second level of living space- it has a heating vent, skylight and cedar closet. The partially finished lower level has a gas heating stove and built-in bookcase, and the laundry area has an island for folding clothes, with cabinet storage below. Newer items include the furnace, hot water heater, storm doors and outside painting. There is a 1 car garage, and the level corner lot has partial fencing, 2 sheds and an extra paved parking area in front. A great home at an affordable price!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 10.0 x 11.0 | Main |
Kitchen | Laminate Floor | 10.0 x 12.0 | Main |
Living Room | Bay/Bow Window,Hardwood Floor | 12.0 x 16.0 | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | 12.0 x 13.0 | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,227 | $1,196 | $1,517 |
Total Monthly Payment | $1,751 | $1,720 | $2,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.