Incredible home in Traditional Neighborhood Design Community, Bells Grant! This neighborhood is highly sought after and the homes do not come along often. Don't miss your chance at this sweet home. The front porch is truly an additional room in this community. Enjoy the front porch or the side porch for secluded talks over a cup of coffee or an evening wine. The home is beautifully decorated and has lots of personality. With the primary bedroom and en suite on the main floor it is perfect for everyone. Need a downstairs nursery or guest suit? There is a second bedroom on the main floor as well. The formal dining room is gorgeous and oversized for those large family gatherings. The kitchen is lovely. The farmhouse sink, quartz counterops, new appliances large pantry make for a great space. There is room for barstools and also a breakfast room off the kitchen. The drop zone across from the laundry room is great for family storage and is located just off the side entry garage. The large family room is open to the kitchen to keep the cook involved. Upstairs you will find 3 additional bedrooms, two baths, a special rec room, perfect for home schooling or home projects. One bedroom is large enough for a second living area to include bedroom, and tv space. Teenagers or inlaws would like this space. Don't miss the walk in attic storage in this room. This home is currently part of two tax maps #'s of which the side yard is one. The seller will sale the home w/o the lot; however, will not sell the lot w/o the home. This listing is for the home only! See secondary MLS #1538157 for house and lot pricing.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,716 |
Total Monthly Payment | $3,995 | $3,992 | $4,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.