Under contract-accepting backup offers. Don’t miss the beautiful 2/2 Palm in the desirable 55+ community, Spruce Creek South. This home has been meticulously maintained and UPDATED! No carpet, Laminate flooring in the bedrooms, living room, dining room & hallway. Ceramic tile in all the wet areas and the enclosed Florida room. This home has been very tastefully updated. The galley kitchen has been completely updated with beautiful soft close custom cabinets with pull out shelving, quartz counters and tiled backsplash, newer stainless-steel appliances and a large stainless-steel sink. The Florida room has all glass windows and is finished under heat & air. The master bedroom and bathroom are spacious with a walk-in closet, large vanity and a separate room with the walk-in shower, toilet and a nice sized linen closet. The guest bedroom is in the front of the home, and it also has a walk-in closet. In the hallway leading to the guest room is another linen closet and to the left you will find the guest bath with a tub/shower combo and nice sized vanity. All the window coverings will remain with the home. The laundry is in the oversized garage just outside of the kitchen door. The garage is 20x26. The backyard has vinyl fencing along one side and the back of the property and chain link fence was added along the other side to the back of the home so your furry friends will have a safe place to play. Newer seamless gutters with leaf filters were also recently installed. The roof was replaced 3/2023; HVAC 7/2018; The 2013 Yamaha (gas) golf cart is available for sale and most of the furnishings as a separate purchase. Spruce Creek South, 55+ Gated Golf Course Community just 2 miles north of The Villages. Close to doctors and shopping. Call Tammy Luce for your private showing today.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,541 | $1,989 |
Total Monthly Payment | $1,760 | $1,758 | $2,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.