Finally, a house that checks just about every box on your checklist! Welcome home to Waterford, a quaint community nestled on a picturesque 64 acre lake in northern Palmetto. This former builder's model comes with all of the builder's "bells and whistles" interior upgrades. This 4-bedroom, 2-bathroom pool home aims to please everyone in the family. From the moment you drive up to the property, you will notice the lush landscaping and curb appeal this home has to offer. Upon entering the home, you will notice the coffered ceiling entryway and ceramic tile laid on a diagonal pattern. The home also has double tray ceilings and crown molding throughout. The chef's kitchen provides ample space for food prepping along with the ability to entertain family and guests. The kitchen has granite countertops, plenty of cabinetry, and stainless-steel appliances. The elegant dining room features a double tray illuminated ceiling along with a built-in buffet table. All 4 of the bedrooms offer engineered hardwood floors and plenty of closet space. The master will accommodate any size furniture and dual walk-in closets and vanities are a nice touch. The outdoor pool area, overlooking the serene lake, is the perfect space to relax and unwind after a busy day. There is also a covered space, which offers shade and an area to catch up on your favorite book or to watch your favorite teams on TV. As for the big-ticket items, the pool screen was replaced in 2022, the roof and A/C were just replaced in 2024, and the entire home was painted both interior and exterior in 2021. The entire home is wired for surround sound; however, it is not currently hooked-up at the moment. The neighborhood has a nominal HOA fee of only $235. 00 per quarter, which includes access to a community pool, just a few short steps away. There are NOT any CDD fees in this community. Commuters will love the proximity to I-75 and I-275, as the entry points are just minutes away. You are just a stone's throw away from essential amenities, schools, golf, shopping, and dining options. Hurry and put this one on your list today, because we all know it's not every day that a home of this caliber that hits the market that will be able to complete your entire checklist! Don’t miss out on this exceptional property—schedule your showing with us today! Remember, reaching out directly to Zillow or similar sites may not connect you with our listing office.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,541 |
Total Monthly Payment | $3,300 | $3,297 | $4,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.