One or more photo(s) has been virtually staged. Welcome to your new home in Oak Run Country Club. This is a great 55+ community. This 2 bedroom, 2 bath home is the Richmond model with a twist. Welcoming front porch on this one. Home opens to a dining area to the right with the living room with vaulted ceilings. There is 20 x 20 tile in the hallway, living room & dining area. The kitchen has been completely updated, with beautiful cabinets, newer stainless steel appliance package & wood floors. Neutral granite counter tops & it even has a breakfast bar to enjoy your morning coffee on. Just off the dining area is the step down to family room that have barn doors. There are 2 bedrooms that have new wood floors. The primary is a good-size with a walk-in closet. The ensuite bath is nice to have too! Home also has a screen-in lanai to enjoy & a patio for you to grill on. It offers a large backyard & it is on a corner lot. It does have a sprinkler system but the owners have never used it. 2 car garage with the washer & dryer in it. Don't miss the opportunity to own this amazing home - it is a keeper. Truly a beautiful place to live. Amenities include 6 Community Pools (1 inside heated pool), Country Club, Fitness Center, Billiards Room, Ceramics Studio, Card Room, Library, Bocce Ball, Shuffleboard, Horseshoe Pits, Lit Tennis Courts, Pickle ball, 18 Hole Golf course, Royal Oaks Dining Room, Newer Dog Park, over 120 clubs to join and so much more. Truly affordable HOA fees provide you with 3 security gates, amenities, garbage pickup, basic cable and common area maintenance. Call today for your private tour.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,255 | $1,222 | $1,577 |
Total Monthly Payment | $1,355 | $1,322 | $1,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.