Taking Back-up Offers. . . Charming Single-Family Home in the Desirable Cottages at Neely Under $400K Welcome to your dream home in the heart of the Cottages at Neely! Built in 2016, this beautifully maintained single-family residence offers over 2, 000 square feet of elegant, single-story living with modern comforts and timeless charm. Step inside to discover 9-foot ceilings adorned with crown molding, creating an open and airy atmosphere throughout the home. The heart of this residence is its expansive kitchen, featuring a huge custom island perfect for both everyday meals and entertaining guests. The home boasts three spacious bedrooms and two well-appointed bathrooms, providing ample space for relaxation and privacy. A versatile Flex Room located above the garage offers additional space that can be customized to suit your needs—whether it’s a home office, playroom, or hobby area. Enjoy the beauty of the outdoors from your covered back porch, or take advantage of the immaculate landscaping and fenced yard. For those who love to work on projects or need extra storage, a workshop/storage building is included on the property. Located in a friendly community with sidewalks, this home is conveniently close to shopping, medical facilities, veterinary services, and major highways, making daily errands and commutes a breeze. Don’t miss out on this exceptional opportunity to own a meticulously cared-for home in a sought-after neighborhood. Contact me today to schedule a tour and make this house your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,360 | $2,358 | $2,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.