Nestled on one of St. Petersburg’s picturesque, tree-lined, historic brick streets, this delightful 1912 bungalow offers the perfect blend of timeless character and modern upgrades—all without the worry of being in a flood zone. Set back from the street, this home offers a peaceful retreat surrounded by lush greenery, creating a serene atmosphere that feels like your own private sanctuary. A true Florida gem!** One of the best parts? You can enjoy the authentic charm and ambiance of this 1912 bungalow—alongside the other beautiful historic homes on the street—without the restrictions of a historical designation. Unlike some homes in the area, this property is free from the limitations imposed by historical societies, giving you the flexibility to enjoy and maintain it as you see fit. Inside, the home boasts numerous recent upgrades. A brand-new HVAC system with a powerful condenser unit and a new thermostat ensures year-round comfort, while updated electrical wiring and panel add modern convenience. A new roof will be completed before closing, offering peace of mind for years to come. With freshly painted rooms and newer windows installed just two years ago, the home feels fresh and welcoming. The bathroom features a new toilet and shower head, while the spacious kitchen with ample wood cabinetry is a chef’s delight. New appliances—including a washer, dishwasher, oven/range, microwave, sink, and faucet—are all included, making your move seamless. An open floor plan creates a natural flow, perfect for both daily living and entertaining. You can host intimate dinners in the dining area or enjoy casual BBQs in the backyard. Gather around the new fire pit with friends and family, and if it rains, the covered back porch offers a cozy space to continue the fun. The split bedroom layout offers both privacy and convenience, a rare find in homes of this era. You’ll also appreciate the generously sized bathroom and ample closet space throughout. Beyond the home itself, the location is unbeatable. Surrounded by mature trees, lush landscaping, and the added bonus of mango trees, this peaceful setting offers tranquility while being conveniently close to some of St. Petersburg's best parks and top-rated schools. Lake Maggiore Park, Boyd Hill Nature Preserve, and the Grandview Park boat and kayak launch are just minutes away. Plus, it’s a quick drive to downtown St. Pete for dining, shopping, museums, and Tropicana Field. And for beach lovers, the beautiful white-sand shores are only 15 minutes away! This exceptional home in a sought-after neighborhood is ideal for those starting up or slowing down. Homes on this street rarely come on the market, so don’t miss out on this unique opportunity!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,920 | $267,920 | $267,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,782 | $1,760 | $2,259 |
Total Monthly Payment | $2,181 | $2,159 | $2,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.