One or more photo(s) has been virtually staged. Valrico Oaks!! This stunning 4-bedroom, 3-bathroom Estate Home welcomes you with an inviting paved Courtyard and lush landscaping creating a friendly outdoor space that sets the tone for your new home. The chance to wave to neighbors passing by on their nightly walks or host an impromptu Happy Hour can all be accomplished easily with this impressive Courtyard. The Grand Entry and Foyer leads to the open Living Room/Dining Room with high-vaulted ceilings and pocketing glass door views to the extensive paved Lanai. Send out the invites for the holiday gatherings! There is a vaulted screened cage leading to a large entertaining Patio and expansive grounds for all the outdoor entertaining. Everything is already stubbed out for you to add your dream Outdoor Kitchen so get ready to cherish the luxury of outdoor living spaces. Inside enjoy a split-floor plan where the Master Suite boasts an Ensuite Bath, providing a private retreat with tiled sunken tub/shower, double vanities, large walk-in closet and sliding doors to the Lanai for a quick dip in the hot tub whenever the fancy strikes. The Great Room, complete with a charming brick fireplace, is perfect for cozy gatherings. The gourmet Kitchen, with its central island and rich hardwood cabinetry, ensures you are always part of the action. But wait! There’s more!! A large, modern addition complete with a full-size Kitchen, Den and Private Bedroom and Bathroom with it's own stackable washer utility space will make a stunning In-Law Suite, Double Master, or Guest Suite. This practical addition complements the home's stylish and functional design, making it perfect for modern living and endless possibilities. The versatile 4th Bedroom near the front of the house can easily be converted into a Home Office, making it perfect for remote work or study. There is also a cozy Media Room for a quiet spot to escape to the unknown and fantasy of gaming or a favorite movie. Or add a window and make this a five bedroom home or four bedroom with an office. The indoor Utility Room is a convenient feature, equipped with a sink and a 2nd stackable washer and dryer - making chores a breeze. With an ample 2-car garage, providing storage and easy access for parking and home maintenance you will feel like you have a place for everything. Don’t miss out on this once-in-a lifetime home in the highly regarded Valrico Oaks!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $538,400 | $538,400 | $538,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,582 | $3,578 | $4,616 |
Total Monthly Payment | $3,970 | $3,966 | $5,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.