WELCOME HOME TO 4 PREMISY HILL RD. . . . Located in a private community in the heart of North Smithfield. All newly remodeled, this home has everything you need for an entertaining paradise. This home boasts 3 enormous bedrooms and 2 full spa-like bathrooms along with a nicely appointed half bath. Upon entering the front door, you're greeted with a gourmet style kitchen with brand new cabinets with crown moulding, soft close draws and doors & stainless steel appliances. Check out the the oversized island with waterfall quartz, and stainless steel sink with seating for 5. The open-concept kitchen, dining and living room is adorned with beautiful hardwood floors, recessed lighting and gorgeous quartz countertops perfect for entertaining. There is a another living room/den/office off the kitchen with a wood burning whitewashed fireplace topped with bluestone and flanked with beautiful built-in shelves. The master bedroom is located on the first level with double closets and closet organizers. The master bath has a gorgeous soaking tub for those nights of relaxing along with a beautiful custom tiled shower with waterfall showerhead. Heading upstairs, you find two spacious bedrooms also with AC and hardwood floors each with double closets. The upstairs bathroom is fit for the finest of queens, with floor to ceiling tile including a beautifully tiled custom shower. NEW SEPTIC, HARDWOODS, & AC THROUGHOUT, CUSTOM KITCHEN & BATHS, LAUNDRY ROOM, MUDROOM & PANTRY OFF GARAGE ENTRANCE.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,524 | $3,524 | $4,584 |
Total Monthly Payment | $4,112 | $4,112 | $5,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.