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4010 Maquam Shore Road, St. Albans Town, VT, 05478 | $519,000
Welcome to this beautifully renovated 3-bedroom, 2-bathroom ranch in St. Albans Town, offering serene views of Lake Champlain. Situated on a landscaped 1. 39-acre lot, this home boasts over 2, 000 sq ft of finished living space, including a partially finished basement for added flexibility. Inside, you'll find modern upgrades throughout, including a recently updated kitchen with granite countertops, charcoal-finish Samsung appliances, and all-new soft-close cabinetry. Additional updates include hardwood floors, crown molding, radiant heat, mini-splits, and new windows and doors throughout. The spacious living area is bright and open, enhanced by a custom wood-burning fireplace by JL Masonry. Both bathrooms have been stylishly updated, adding to the home’s contemporary charm. Outside, enjoy the sweeping new deck overlooking Lake Champlain, along with a spacious garden equipped with underground water and electric. The extensive exterior updates also include new siding, gutters, and hardscaping. The home features underground power/communication lines, a paved driveway, and much more. With an efficient combination boiler and on-demand hot water heater, along with newly installed footing drains, this home is truly move-in ready and built for comfort. Don’t miss the chance to enjoy peaceful living with lake views! (See attached list of upgrades and improvements)
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter
- Style: Ranch
- Year Built: 1973
- Garage: 2-car Garage
- Heating: Baseboard,Hot Water,Radiant,Mini Split
- Cooling: Mini Split
- Basement: Concrete,Partially Finished
- Approx Sq. Feet: 2,040
- Acreage: 1.27
- Est. Taxes: $5,225
- Lot Desc: Landscaped,Water View
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: Bellows Free Academy
- School District: Maple Run USD
- MLS#: 5015256
- Website: https://www.raveis.com
/prop/5015256/4010maquamshoreroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/10/2024Listing courtesy of RE/MAX North Professionals Phone: 802-655-3333
Listing Agent: Tamithy Howrigan
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4010 Maquam Shore Road, St. Albans Town, VT, 05478
$519,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $435 | $435 | $435 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,762 | $2,728 | $3,501 |
| Total Monthly Payment | $3,289 | $3,255 | $4,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484