2840 Lafayette Trace DRIVE, Saint Cloud, FL, 34772 | $640,000

Discover your dream home in this beautifully upgraded 4-bedroom, 2. 5-bath property, nestled in a serene community with a picturesque pond view. From the moment you step inside, the meticulous attention to detail is evident in every corner of this home. The spacious layout seamlessly connects the living areas, creating a bright and inviting atmosphere perfect for entertaining or family gatherings. Fully upgraded with beautiful marble countertops, a stylish backsplash, and stainless-steel appliances, this kitchen is both functional and elegant making it a chef's dream. (Please note: the wine refrigerator is not included in the sale. ) Step outside to your private oasis with a luxurious saltwater pool, perfect for enjoying the Florida sunshine year-round. From tiles covering the entire first floor to the custom-made remote-control zebra blinds, every detail of this home has been thoughtfully designed. Relax and enjoy the peaceful pond view that adds a tranquil ambiance to your outdoor gatherings from your backyard, complete with a fire pit for cozy outdoor evenings. The master bedroom features a spacious walk-in closet and an upgraded bathroom, offering a private retreat. The second living room upstairs provides additional space for a media room, playroom, or family lounge. New AC unit and roof installed in 2021 for added peace of mind. Water treatment system for enhanced water quality. New washer and dryer included with the home. Furniture and accessories are negotiable. Enjoy upgraded bathrooms, energy-efficient fixtures, and a thoughtfully designed layout that combines luxury with functionality. This home is ideal for families looking for a blend of comfort, style, modern living, and convenience. Located in the heart of St. Cloud, in the charming Steven Plantation community, it offers easy access to local amenities, schools, and major highways. Don't miss the opportunity to make this exceptional property your forever home! Please note: Do not touch anything during showings, as the owners are in the process of moving.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 80 x 120
  • Laundry: Laundry Room
  • Year Built: 2009
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,032
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $6,106
  • HOA Fee: $202 Quarterly
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Wine Refrigerator
  • MLS#: O6243310
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/O6243310/2840lafayettetracedrive_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/27/2024 4:30:19 AM)
Listing courtesy of KELLER WILLIAMS LEGACY REALTY   Phone: 407-855-2222

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2840 Lafayette Trace DRIVE, Saint Cloud, FL, 34772

$640,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $512,000 $512,000 $512,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.398% 6.285% 5.510%
Monthly Tax Payment $509 $509 $509
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,111 $3,111 $4,116
Total Monthly Payment $3,712 $3,712 $4,717

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.