9 Oxford Drive, #2, Valley Cottage (Clarkstown), NY, 10989 | $320,000

Pristine airy end unit in the private very well maintained and landscaped Lake Road Condominium complex. Totally renovated in 2024. Beautiful crown molding and doors. All new energy star windows and air conditioners. Lovely one bedroom condo with L shaped living room dining room combination. New sliding doors with built in shades walk out to a large deck on corner end unit looking out to well manicured green area. Beautiful hard wood floors. Kitchen designed with all GE stainless steel appliances, quartz countertops, deep Kraus sink with built in cutting area and Fabuwood soft close cabinetry. Large bedroom with two large closets. Bathroom features a walk in shower and smart mirror. Amenities include pool, basketball court and bbq area. Reserved parking plus large visitor parking area. Complex is in walking distance to shops, public, transportation, schools and Deforest Lake. Minutes to Downtown Nyack and Palisades Center Mall. Clarkstown residents can enjoy three town pools plus Rockland Lake. Amazing location. Please come and see this totally renovated beautiful end unit condominium, and make it your home!

Features

  • Town: Valley Cottage
  • Parking: Assigned
  • Heating: Natural Gas, Baseboard, ENERGY STAR Qualified Equipment
  • Cooling: ENERGY STAR Qualified Equipment
  • Levels: 2
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: In Unit
  • Complex: Lake Road Condominiums
  • Year Built: 1970
  • Common Charge: $420 Monthly
  • Approx Sq. Feet: 786
  • Acreage: 0.07
  • Est. Taxes: $5,356
  • Lot Desc: Near Public Transit
  • Water Front: Yes
  • Elem. School: Valley Cottage School
  • Middle School: Nyack Middle School
  • High School: Nyack Senior High School
  • School District: Nyack
  • Pets Allowed: No
  • MLS#: H6328773
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/H6328773/9oxforddrive_valleycottage_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Westchester Realty Consultants   Phone: 914-630-5522

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9 Oxford Drive, #2, Valley Cottage (Clarkstown), NY, 10989

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $446 $446 $446
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,703 $1,701 $2,159
Total Monthly Payment $2,224 $2,222 $2,680

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.