Apartment 3G at Gramercy House is a south facing, sun-flooded oversized one-bedroom on a quintessential NYC tree-lined street. A gracious foyer welcomes you into this move-in ready home. Enjoy a windowed eat-in chef’s kitchen with high-end appliances, a breakfast bar, great counterspace, a pantry and an abundance of storage. The windowed bath has been tastefully refreshed and the spacious bedroom features two windows for a wonderful cross breeze. The central focal point of the expansive living room is a wood-burning fireplace and there is plenty of space for several different furniture layouts to suit your needs. A few other notable features of this coveted home are the gorgeous hardwood floors, high beamed ceilings, the wonderful closets and storage and the beautiful tree-lined views. 235 E. 22nd Street is a top-notch pre-war art deco co-operative run impeccably offering a 24-hr. concierge, a daylight and evening doorman, a lush, planted English garden as well as a spectacular furnished roof deck, central laundry, and a bike room. Guarantors and gifting will be considered. Parents buying for children, co-purchasing and pied a terres are not allowed. Close to transportation, dining, nightlife, The East River Esplanade, markets, coffee shops, dog runs…and more! Up to 60% financing allowed. The maintenance includes electric, heating and air conditioning.
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Our Executive Mortgage Banker:
Our Insurance Division:
$975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,187 | $4,614 | $6,425 |
Total Monthly Payment | $4,279 | $4,706 | $6,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.