Welcome to this exceptional 772 sq ft condominium in the desirable Upper Ditmars/Astoria Heights neighborhood, nestled within the serene Garden Bay Condominiums complex. This east-west facing unit is bathed in natural sunlight throughout the day, creating a bright and inviting ambiance.
Upon entering, a wide corridor leads you to an expansive living room, spacious enough to accommodate both a comfortable seating area and a dining space. Adjacent to the living room, through elegant French doors, lies a versatile bonus room. This additional space is ideal for a private home office, a smaller bedroom, or a formal dining room conveniently located near the kitchen.
The updated kitchen is fully equipped with modern appliances, including a dishwasher and microwave, and offers ample counter space for all your culinary needs. The generously sized primary bedroom can easily fit a queen or king-sized bed along with additional furniture, providing a restful retreat.
Storage is plentiful with three spacious closets at the entryway, perfect for storing outdoor essentials and more. Two additional hall closets are located outside the bedroom and bathroom, ensuring ample storage throughout the unit.
Living at The Garden Bay complex means enjoying manicured lawns and scenic walking paths that adorn the private grounds. From your apartment windows, take in the tranquil garden views, offering a peaceful escape from the city's hustle and bustle. The location is highly convenient, with close proximity to the heart of Astoria and Manhattan just under an hour away.
Experience the charm and convenience of living in this beautifully maintained condominium in Upper Ditmars/Astoria Heights. This property offers a perfect blend of comfort, style, and location, making it an ideal home for those seeking a serene yet accessible urban lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $2,710 | $2,707 | $3,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.