10526 Mira Vista DRIVE, Port Richey, FL, 34668 | $275,000

Looking for a Full Time Home or a Seasonal home? This Highly desirable 55+ Timber Oaks Community is exactly what you are looking for. Move in Ready with a worry-free feeling and enjoy the comfort of knowing your investment is protected. This 2 bedroom 2 bath concrete block home has been lovingly maintained. New roof, New HVAC, new Windows. The lot is elevated and offers a 2 car garage. Save on your water bill while watering your lawn as the sprinkler system is on an irrigation well and includes a rust inhibitor. Enjoy your enclosed Florida room with windows and screens, add a separate portable AC unit and you have a bonus room with all kinds of possibilities. The kitchen has been beautifully updated with an abundance of cabinets, beautiful backsplash, granite countertops and 2 pantries. Laundry room is in the home and has added storage. The Garage is screened to let in the breeze. The low HOA fees ensure that you can enjoy all the perks of this vibrant community without breaking the bank. The real gem of this community is the outstanding lakeside clubhouse, which is a hub of activity day and night. You'll have access to a heated pool, a relaxing spa, tennis courts, shuffleboard, pickleball, billiards room, bocce, and so much more. Whether you're a sports enthusiast or prefer a more leisurely lifestyle, there's something here for everyone. Activities include monthly dances, bingo, karaoke, line dance lessons, pool exercises and card games just to name a few. All the activities are listed in the monthly community newsletter. Are you ready to enjoy the Florida lifestyle whether seasonal or full time? Best of all this is located in a deed restricted community with low monthly HOA. The only thing this house is missing is you! Make this your next Florida home!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Park, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 64 x 70 x 120
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 1977
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,423
  • Acreage: 0.18
  • Lot Size: 64 x 70 x 120
  • Est. Taxes: $3,189
  • HOA Fee: $50 Monthly
  • Lot Desc: Cleared, In County, Landscaped, Sidewalk
  • View: Trees/Woods
  • Adult Communities: Yes
  • Elem. School: Schrader Elementary-PO
  • Middle School: Bayonet Point Middle-PO
  • High School: Fivay High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
  • MLS#: W7866138
  • Days on Market: 137 days
  • Website: https://www.raveis.com
    /prop/W7866138/10526miravistadrive_portrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 11:37:55 AM)
Listing courtesy of COLDWELL BANKER FIGREY&SONRES   Phone: 727-495-2424

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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10526 Mira Vista DRIVE, Port Richey, FL, 34668

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $266 $266 $266
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,464 $1,462 $1,886
Total Monthly Payment $1,805 $1,803 $2,227

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.