Welcome to this beautiful 3-bedroom, 2-bathroom home located in the heart of Winter Haven, Florida, offering 1, 473 sq. ft. of comfortable living space. Situated on just under a quarter-acre lot, this home is ideal for those who enjoy both indoor and outdoor living. Inside, you'll find hardwood floors throughout, complemented by a spacious kitchen with newer cabinets, flooring, and ceilings. The kitchen also includes a cozy breakfast nook, perfect for casual meals.
One of the standout features of this home is the in-ground swimming pool, complete with a screen enclosure, allowing for year-round enjoyment. Whether you're hosting poolside gatherings or simply relaxing in the Florida sunshine, this pool is a true highlight. The fenced backyard adds privacy and includes a separate dog-friendly area, along with a shed for additional storage.
Winter Haven is a thriving community known for its chain of lakes, outdoor activities, and a charming downtown area. With easy access to local shops, dining, and nearby attractions, this home is perfect for families or anyone looking to embrace the Florida lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,392 | $1,356 | $1,749 |
Total Monthly Payment | $1,687 | $1,651 | $2,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.