WOW! Seller offering $5, 000. 00 towards Buyer(s) closing cost. Now is your opportunity to discover this delightful larger square footage 2-bedroom, 1. 5-bath home, featuring a convenient 1 car garage and a carport for added covered parking options. The property boasts a spacious detached 30x22 metal building on a concrete slab with electric, water piped to the side and perfect for storage or workshop needs, yard is chain link fenced. Plus an additional 10x12 metal building on a concrete slab for all your gardening items. This home has lots of natural light and wood floors except in the kitchen and laundry area. An original front door that adds warmth and charm. Gas stove, includes newer washer and dryer. Roof 2017, A/C 2023, extra blown insulation in attic 2018 and no HOA. Walking distance to Belleview Elementary School, Cherokee Park and a short drive to the Belleview Splash Pad. With its blend of charm, character, and functional outdoor space, this home is a perfect retreat for anyone seeking comfort and tranquility!
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,304 | $1,303 | $1,681 |
Total Monthly Payment | $1,479 | $1,478 | $1,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.