Seize the opportunity to craft your perfect sanctuary on this exceptional 75 ft x 100 ft lot nestled within Hernando Beach South. Embrace the warmth of the sun throughout the day with its rear southern exposure, offering an ideal canvas for your dream home design. Located within the serene Weeki Wachee Preserve, Hernando Beach is a hidden treasure blending nature's beauty with modern convenience seamlessly. Delight in the charm of this community, boasting an array of eateries and shops just a stroll away. Discover the nearby wonders of Weeki Wachee Springs and the Weeki Wachee River, inviting you to explore and unwind mere minutes from your doorstep. Enhancing this lot's allure is the existing 4 ft sea wall, providing invaluable protection and peace of mind. For a nominal $306 annual homeowners association fee, relish in lawn maintenance until your home is complete and enjoy access to the community boat ramp—a boon for water lovers seeking adventure along the Hernando Beach "Flats" or scenic voyages to Anclote or the Homosassa River. Envision the panoramic vistas awaiting from the third story of your future abode, offering sweeping views of the tranquil preserve and the shimmering Gulf of Mexico. Equipped with on-site survey and soil test data, you'll possess the vital information to bring your vision to life with confidence. Don't let this opportunity slip away; transform this blank canvas into the haven you've always envisioned and unlock the extraordinary coastal lifestyle you crave. Your dream home awaits amidst the splendor of Hernando Beach South—a testament to possibility and the promise of a life well-lived.
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Our Executive Mortgage Banker:
Our Insurance Division:
$105,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $84,000 | $84,000 | $84,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $559 | $558 | $708 |
Total Monthly Payment | $634 | $633 | $783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.