Welcome to this stunning and incredibly spacious 2-bedroom, 2-bathroom home nestled in a highly desirable 55+ community with a low HOA. Best of all, this home is not located in a flood zone, offering peace of mind and added security. From the moment you step inside, you’ll be impressed by the generous layout and modern updates throughout. The large primary bedroom boasts an expansive 8x6 walk-in closet, providing ample storage space. Both bathrooms have been beautifully remodeled, offering modern fixtures and finishes for a luxurious feel.
The home features numerous recent upgrades, including a new roof installed in 2022, a state-of-the-art HVAC system replaced in September 2024, and energy-efficient thermal windows updated in 2018. The exterior skirting was replaced in 2023, along with brand-new luxury vinyl and bamboo flooring throughout, creating a warm and elegant ambiance.
Whether you're hosting family and friends or simply relaxing, the spacious family room and enclosed lanai gives breathtaking views of the tranquil Port Charlotte Village lake and the scenic greenbelt trail. These areas are perfect for enjoying a peaceful morning coffee or entertaining guests.
In addition to its beautiful interior, this home offers practical amenities such as a large carport that provides covered parking, as well as a generous shed for extra storage or hobbies. The kitchen is truly the heart of the home—featuring abundant counter space, plenty of cabinetry, and a layout that’s perfect for cooking and entertaining.
This home is truly a gem, blending comfort, style, and functionality in an ideal location. Don’t miss out on this incredible opportunity to own a beautifully upgraded home in an active, friendly community!"
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,215 | $1,215 | $1,581 |
Total Monthly Payment | $1,404 | $1,404 | $1,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.