Waterfront, Updated and Renovated Home located in Manatee Cove, a 55+ active community! You have found your next Florida home. This 3 bedroom, two bathroom and enclosed Florida Room, situated on over a quarter acre of land, will check ALL your boxes. Take a boat ride out through Catfish Canal to Rock Creek, leading out to Lemon Bay and the Gulf of Mexico from your private dock with boat lift. Fish right off your dock and watch the sunset without leaving your backyard! This home has been lovingly updated and renovated over the past few years. In 2023, a NEW Roof, Vapor Barrier and Insulation, 2nd & 3rd bedrooms were painted, new ceiling fans and insulation installed. Improvements in 2024 include NEW Carport, Shed, Gutters & Downspouts, Screens on home and Florida Room, interior paint on Ceilings and walls in Living Room, Kitchen, Dining Room and both Bathrooms. Updates in 2019, New Washing Machine, Refrigerator, Stove, Formica countertops and walls, stainless steel sink and faucet, paneled & painted laundry room, storage cabinets above washer and dryer, added pantry cabinet, new outlets, switches and plates throughout home, New Pergo Outlast Waterproof Laminate Flooring and molding, replaced carpet, ceiling fan & screen door in Florida Room as well as Sunblock Roll down shades, Installed 3M NBI Sun Control window film, New Sliding Glass door and Window from 2nd & 3rd bedrooms to Florida Room, New Vanities, Sinks, Light Fixtures and Medicine Cabinets in both bathrooms. Walkway deck and steps leading to the dock, replaced with Wear Plastic Decking, 6000 lbs Hightide Boat Lift with remote control, 22' Aluminum Catwalk, All pylons wrapped, fish cleaning station installed and water run to dock with 2 faucets. Water heater replaced in 2020. More updates include new siding, skirting, shutters and sliding door kitchen to carport in 2017. New toilets installed in both bathrooms in 2015, HVAC in 2014, primary bathroom shower replaced in 2011, New Electrical Panel and Trex Dock 8x24' in 2006. This home is move-in ready! Manatee Cove offers optional amenities that include access to the community boat launch, clubhouse and shuffleboard courts. Minutes away from multiple banks, grocery stores, shopping, the iconic Dearborn Street and Englewood Beach. Make this waterfront home yours!
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,580 | $1,580 | $2,055 |
Total Monthly Payment | $1,756 | $1,756 | $2,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.