Opportunity for a home without the exterior maintenance - landscaping or Pool upkeep. Unit is currently an allowed rental grandfathered in. If it becomes owner occupied, it would be unable to rent. Cash or Conventional Financing Only - Not FHA approved. "AS IS" "Where-Is" Sale. Stand-alone Brick Ranch without the noise of common wall neighbors. Single level living 3 Bedroom 1 Bath Ranch Unit. Complex has an inground pool. Unit updated in 2020 Fenced in Private Patio, Back door off kitchen to your own side yard and lawn area. Located away from the busy downtown and crowded neighborhoods yet close to shopping, restaurants and entertainment and on the bus line. 5 Minutes from Downtown New Haven by car. Exit 8 easy on and off I-91. CASH OR CONVENTIONAL FINANCING ONLY. COMPLEX NOT FHA APPROVED. "AS IS" "Where-Is" Sale. Updates - Hot Water Heater - Split System Heat/AC & Electric Baseboards. Unit was freshly painted white throughout and carpets were removed in the 3 bedrooms and no replacements - A clean pallet for a buyer to work with. Buyers can install their choice of flooring/ paint/ add colors to make it their own after purchase "AS IS" "Where-Is" Sale. Unit is currently an allowed rental. Previous tenant was paying $1, 450. 00 Monthly. Similar 3 Bed units in the market are currently commanding $1, 700 and upwards. If it becomes owner occupied, it would be unable to rent. Agent Owner but not listing agent. Cash or Conventional Financing Only - Not FHA approved. "AS IS" "Where-Is" Sale.
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 11.0 x 12.0 | Main |
Bedroom 2 | 9.0 x 11.6 | Main |
Kitchen | Main | |
Living Room | Main | |
Primary Bedroom | 11.0 x 13.6 | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $955 | $930 | $1,181 |
Total Monthly Payment | $1,202 | $1,177 | $1,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.